The reason people rent most of their lives is that they lack the money to buy their dream homes. Our mortgage broker in St. Catharines understands that buying a home is one of the biggest investments most people get to make. We also know that taking a mortgage is one of the biggest debts you will ever be in. That is why Certified Mortgage Brokers go the extra mile to make it easy for you to understand your mortgage options and help secure a mortgage that works for you. We have access to leading agents and real estate lawyers in St. Catharines. This helps us get the best deals.
Our certified mortgage broker will do the following:
Help you understand the entire mortgage process.
Help you know how much you can afford and the mortgage you qualify for.
Find you the best mortgage deal by comparing available options for you.
Get you a pre-approved mortgage. This gives you an advantage over another buyer that may be interested in the same property you are.
Access Home Buyer’s Plan. This helps draw up to $25,000 from a Registered Retirement Savings Plan.
Make you aware of the available incentives. These incentives include Land Transfer Tax and First Time Home Buyer’s Tax Credit. Making use of these incentives gives you a better experience when applying for a mortgage.
Help you understand all the mortgage terms and conditions. This will enable you to settle for the mortgage option that works best for your lifestyle and budget.
Estimate the total closing costs to help with planning.
Our job is to help you make the most educated decisions so you get the most pleasant experience when buying your first home.