We all have a dream of owning a home. The challenge is that owning a home requires a lot of money. As a result, the dream seems out of reach for most people. The good news is you can access the funds needed to bring your dream to life. This is made possible by mortgages. Getting a mortgage as a first-time home buyer can be hard. You also need to consider the repercussions getting the mortgage will have on your finances in the future. Hiring a competent mortgage broker is also something you must do.
Our team is made up of experienced mortgage brokers who will help you understand all your mortgage options, help find the best lender and get you the best terms. With the home-to-value ratio being an important factor when buying a house, our brokers are happy to make all the calculations for you so that you know how much you can afford. Our expert advice is for you never to take a mortgage that will take up over 40% of your income. Housing bills must never go above 32% of your total monthly income. We will help make these calculations (including hidden charges such as maintenance costs and taxes) to help make the best choice.
We are committed to helping you enjoy the benefits that come with getting professional mortgage services. The benefits include giving you multiple mortgage options and ensuring you benefit from First Time Home Buyer’s Tax Credit. We are also going to help you pick the property that matches your needs and income. In addition, allow us to interpret the mortgage conditions for you so that you don’t end up with a bad deal. We also help with pre-approval.