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Who Stands To Change The Industry


We Are Brokers In Georgetown!

Home Refinancing Specialists Available in Georgetown

We are local Ontario-based mortgage brokers who have decades of experience in the industry. We are devoted to offering a service which is different to other companies on the market. Turkin Mortgage team in Georgetown is dedicated to ensuring you, whether residential or commercial get the best deals.

We pride ourselves in offering a change from the service you are used to from other lenders. We prioritize our customers, something which other brokers repeatedly fail to do.

Each and every one of our clients will experience unbeatable rates and customer service.

We, tailor, make our care to our client’s needs; this stops the common practice of treating all customers the same. We see our mortgage enthusiasts as individuals. We recognize that everyone has different needs, and we ensure our service is in lieu with your needs.

Our Georgetown Based Mortgage Brokers Offer the Following Services

Beginner Home Buyer Support

Expert guidance in Toronto for first-time property buyers. We obtain the finest mortgage rates, assist with purchasing benefits, and facilitate a hassle-free first home acquisition.

Mortgage Refinancing Opportunities

Consider refinancing your mortgage to access your home’s equity for upgrades, investment opportunities, or schooling. Examine associated penalties, prevailing rates, savings opportunities, and agreement terms. Smartly refinance up to 90% of your home's equity.

Mortgage Renewals

Take advantage of the opportunity to negotiate superior terms, rates, and more lender choices. Connect with your mortgage advisor three months early for personalized financial gains.

Private Mortgage

Within Canada's mortgage scene, private lenders present opportunities when standard methods are inadequate. They value property over credit history, rapidly helping numerous borrowers with customized, short-term financing.

Second Mortgage

A home equity loan, or second mortgage, taps into property equity for considerable funds, though it comes with higher expenses and risks. It is beneficial for merging debts and pursuing investments, providing access to up to 90% of equity.

Self Employed Mortgage

Over 15% of Canadians are self-employed and often struggle with mortgage applications due to the requirements to prove income. It's vital for them to manage expenses, credit, and savings effectively.

Construction Financing

Creating your dream house takes dedication and money, with upfront payments frequently between 25-35%. A planned 15% contingency reserve can reduce the financial risks involved in building.


The Canadian mortgage market's HELOC provides up to 65% access to home equity with low-interest rates, yet disciplined spending is essential to avoid financial overreach and ensure repayment.

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why us

Turkin Mortgage is Georgetown’s most reputable mortgage broker. We have a vast network of mortgage lenders, enabling us to provide the best mortgage rates that you won’t find elsewhere. All our mortgage brokers are reliable and responsive. We believe in offering the best customer service to our clients.

We are always available on the phone and in-person whenever you need us. We will help you negotiate for the best mortgage terms and help you liaise with lenders, lawyers, real estate agents, credit agencies, and any other person in between.

We Will Go Over and Above to Get You The Best Mortgage in Toronto Without Stress!
We Will Answer Your Phone Calls!
Have Your Financial Interests In Mind!
Get You Rates Others Will Not!
Call us: +1 866 921 8890

Questions? We’re here to help!

Turkin Mortgage Brokers In Georgetown

Frequently Asked Questions About Your Georgetown Mortgage

  • What Is A Mortgage?

A mortgage is a loan used to buy property or land. When you obtain a mortgage, the lender gives you a specified amount of money to purchase a property. You agree to repay the loan over a specified period and at interest.

You do not fully own the property until you repay the mortgage loan in full. If you default the loan, the lender has a right to foreclose the property and recover interest and capital.

Our Mission

We will analyze your situation, identify your needs and guide you through the various mortgage solutions. We will recommend a viable solution that matches your financial situation and lifestyle. You can count on us when looking for a first-time mortgage, construction financing, mortgage refinancing, second mortgage, or HELOC.

Mortgage terms and information are often difficult and confusing, especially for first-time borrowers. You do not have to go through confusing terms alone. We have all the knowledge and expertise to guide you through the mortgage process. We will help you choose the right mortgage from the options available.

We Guarantee To

We promise that we will:

  • Ensure we find the right deal that suits your needs
  • Ensure you get rates you will be unable to find elsewhere
  • We won’t allow insuring bodies to obtain your details
  • Always answer the phone

So, if you want a mortgage broker who offers high-quality personal customer service and who is dedicated to putting you first, and has a deal for you in spite of your current financial or credit situation, then we are here at your service. Our aim is to transform the industry. We will help everyone with their needs regardless of the service you require. We guarantee that we will be able to find the best deal for you.

We want to ensure that the process is as stress-free as possible and that it goes as smooth as possible. You can contact us either by phone or online and we will be delighted to help. If you are ready to experience a higher quality service, contact us now and experience service like nothing you’ve experienced before. Mortgage Brokers in Georgetown has solutions for everyone, regardless your finances or credit score.

What Are Some Services We Offer?

Do you need additional funds?

If you are looking to refinance your mortgage, then Mortgage Brokers in Georgetown will be happy to sit down with you and discuss all of the various options available to you, and we’ll make sure you get a good deal.

Do you want to buy a house?

If you are looking for your first home or you, need to buy a bigger home we are here to help you every step of the way. We will go through all your options and help you obtain your dream home.

Do you have big plans for your business?

If you are looking for a mortgage for a new or existing business, we will help you find the best one not only for yourself but also that benefit your business. We have a variety of different loans to suit all your business needs.

Do you need a mortgage refinancing expert advice?

Our agents are professional and trained to a high level of dedication in helping you find the best deal. While mortgage brokers elsewhere may overwhelm you; we eliminate this by removing all the complexities and leaving you with clear options which permit you to make the best decision for you. Our highly trained agents will assess your financial circumstances and provide solutions to suit.

Types Of Mortgage Which We Offer

Mortgage Refinancing

Now that we are here, mortgage refinancing in Georgetown doesn’t have to be stressful. Our certified mortgage brokers will guide you and help you get any mortgage you desire, including refinancing. You can count on us for a hassle-free mortgage application. We believe in doing it right the first time and making our clients feel valued. It doesn’t matter what your needs are; our reliable staff will be there for you. You will always receive a prompt response whenever you call our office. Even if we do not know you personally, we will make you feel valued. Our responsiveness is the reason why most homeowners prefer us to other mortgage brokers. Call us today and enjoy a smooth mortgage application process.

Commercial Mortgage

Perhaps you want to get your business up and running to get a fair share of Georgetown’s expanding market share. You can count on us for a smooth and fast commercial mortgage application. Just like with residential mortgages, we make the process of applying for a commercial mortgage simple and straightforward. Commercial mortgage lenders will require you to make a down payment, which is a percentage of the purchase price. It’s not always easy to access a commercial mortgage, and even if you do, it’s challenging to identify one with the best rates. Our agents have impeccable deal-making capabilities and a wide network of mortgage lenders. They will ensure that you get the best commercial mortgage deal.

Private Mortgage

If you seek a private arrangement to get a mortgage in Georgetown, our experienced agents will guide you through the entire process. With our professional guidance, the application process will be smooth for both parties — the borrower and lender. We will help you with all the paperwork and help you save time during the application process. We guarantee the best private mortgage rates in Georgetown, given our extensive network of mortgage lenders. We provide the best rates that you won’t find from other mortgage brokers. Our expert mortgage brokers have all it takes to have your mortgage application completed quickly, correctly, and at an affordable price. Try our services today; you will be glad you did!

  • What Mortgage Repayment Choices Do I Have?

Upon obtaining a mortgage in Georgetown, you can choose between two repayment options:

Open repayment plan

With an open repayment plan, you will pay back the loan whenever you manage, and the lender doesn’t penalize you. You can repay your loan on a fixed interest rate for up to one year or a variable interest rate for up to 5 years. Even if the open repayment period gives you more flexibility, it comes at a higher interest rate.

Closed plan

The closed plan repayment comes at a lower interest rate but does not allow you to make payments whenever you can. You have to wait until the mortgage term is over before completing the payment, even if some mortgage lenders allow lumpsum payments. Repaying the loan before its term could lead to penalties.

  • Mortgage Brokers Georgetown Are Here To Save You Time And Money

Turkin Mortgage team will find you the best deal in Georgetown that suits your financial situation. There are so many mortgage options in Georgetown. Working with a mortgage broker who has a connection with many mortgage lenders will work to your advantage. Our brokers will help you find the best fit from the many mortgage options available. We can help you get a pre-approved mortgage which will give you an advantage over other investors who might be eyeing the same property. With the numerous changes in the legislation, borrowers often find it challenging to negotiate the best mortgage terms with conventional lenders. Our brokers use their impeccable negotiation skills and their extensive network of lenders to get the best mortgage rates. You particularly need to consult a mortgage broker if you had applied for a mortgage before, but the lender declined your application. Our brokers will review offers from different lenders and get you the most suitable deal.

  • What Are The Benefits Of A Pre-Approved Mortgage?

There are several benefits of a pre-approved mortgage, the biggest being a shorter processing time. When you submit all the documents and information that the lender requires, the lender will determine the mortgage amount you qualify for and draw a repayment schedule. The other advantages of a pre-approved mortgage include:

  • You will save a lot of time because you will only focus on the properties you can afford
  • You can budget in advance because you will know the required down payment
  • Lenders will understand your financial capability, which will help them make the right consideration
  • Fast approvals- within 120 days without additional costs
  • Should I Choose Fixed Or Variable Interest Rates?

When choosing between fixed and variable interest rates, you should consider every option and whether it will make it easier to repay your mortgage loan.

Fixed Interests: Interest rates will remain constant throughout the loan period, but this option allows you to manage your finances efficiently. Your choice should depend on what each option provides and whether it will make it easier for you to repay the mortgage.

Variable interests: Variable interest rates aren’t constant and will increase and reduce during the loan period. Even if variable interest rates are lower than the fixed rates, you won’t be able to predict your next payment. Especially if you are on a tight budget, you won’t budget properly.

  • How Much Do I Need For The Down Payment?

When applying for a mortgage, the lender will require you to pay a certain amount, usually known as the down payment. The mortgage facility will cover the remaining after the down payment. The ideal down payment amount is 20%, though you can pay as little as 5% of the amount. The more the down payment, the less the mortgage interest and vice versa. Therefore, paying a lower down payment means that you will pay higher installments. It’s advisable to obtain insurance to cover the loan payments in case of default. You pay the insurance premium in a one-off payment or monthly installments.

  • What Are Closing Costs?

You have to pay some extra out-of-pocket costs before you acquire the property. The costs may cover up to 2% of the property price, and they include:

  • Inspections
  • Appraisals
  • Property insurance
  • Legal Fees
  • Adjustment fees
  • Taxes- Property taxes and land transfer
  • What Documents Are Necessary For Finalization Of A Mortgage?

  • Details of all your assets and liabilities
  • Building plans in the case of a construction mortgage
  • Bank information
  • Proof of your income
  • Lawyer information
  • Purchase agreement
  • MLS listing
  • Proof of down payment
  • Terms You Should Know When Closing A Mortgage

Amortization: The period it takes to repay the mortgage

Appraisal: Evaluation of the property by a professional

Deposit: The amount you place to secure the property

Down payment: Your own contribution to the cost of property

Home Inspection Fee: Cost incurred to evaluate a property’s structural integrity

Loan to Value Ratio: Ratio of the mortgage amount to property value

Prepayment Option: How you can make advance payments on the principal mortgage amount

Property Transfer Tax: Tax paid while changing property ownership

Mortgage Loan Insurance: Insurance taken for down payments lower than 20%, which depends on the mortgage amount.

Term: The repayment period for the mortgage. The term is renewable.

You have questions. We are here to help!



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Henry Wright

Was looking for a mortgage broker in Toronto. Heard about Leon and his team from a co worker and decided to give them a call. after some time on the phone talking about mortgages and what would work best for me I was VERY impressed. They were polite and most importantly they knew what they were talking about. We then scheduled an appointment and I got my mortgage with a great rate. Definitely recommend.

Gina Carroll

Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.

Wilton Marble

A little while back my wife and I finally decided to stop renting and get a place of our own. After some searching we found a condo we both liked and that was in our price range. The next step was a mortgage, but honestly, neither of us knew too much of what we were getting into. We found Leon and his team after a quick search on google and have had a wonderful experience. Leon and his team of mortgage brokers are VERY knowledgable, polite, work fast and just all around very professional. They answered all our questions and we got a great rate.

Afton Jaskolski

Getting a private mortgage was not easy to be honest, but at least with Mr. Leon it was doable. Thank you for your help!

Wendy Langdon

Going through with this company was my best decision. These Burlington mortgage brokers are real professionals. They helped me to save thousands of dollars, I'm not sure I'd find such a good offer myself.

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