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Mortgage Porting Toronto

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Mortgage Porting in Toronto

Not All The Lenders Allow Mortgage Porting

Sometimes homeowners decide that they want to move to a new property before their mortgage on the current home is over. This is a common occurrence among many people and it is possible to transfer a mortgage. The solution is called porting. When you port your mortgage you transfer it from one property to another. Toronto Mortgage Brokerage will make your transfer quick and worry free.

We Will Guide You Through It

After you have sold your current home and purchased a new one, you can begin the process of mortgage porting. Not all lenders allow mortgage porting that is why it is important to contact a reliable professional at Toronto Mortgage Brokerage to assist you with the task. We have an extensive contact list of lenders that will be willing to accept mortgage porting. We will inform you of all of your possible options and guide you throughout the way.

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Things to Consider When You Do Mortgage Porting in Toronto


Before you make the decision to port it is a good idea to consider the current interest rates on the market. If your secured interest rate is low and unavailable on the market then it is advantageous for you to port your mortgage. However if your mortgage rate is higher than the current mortgage rates on the market, it is likely not a good idea to port your mortgage.


In the latter case, you would have to consider which option will be more cost effective- porting despite the rate not being in your advantage or paying a fee to break your mortgage contract before the due date. Our experts can help you figure out which option is best. In many cases, porting your mortgage can end up saving you thousands of dollars. To find out if porting is right for you, contact us and we will discuss all the features and options that best suit you.

Google Reviews

Certified Mortgage Brokers
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Sean Hammond

I had to port a mortgage to a new condo, Leon had excellent knowledge to get me through the approval process. When the bank made an error, Leon was quick to contact them to make sure everything was done right and on time. He is very professional and courteous and I recommend his service to anyone who wishes to apply for a mortgage.

Ronald McDonald

Giving them 5/5 stars. Massoud helped me with my mortgage and he never missed a beat. He made the process very straightforward as a first time home buyer. Shopped around for other mortgages but he was always the first to get things for me. Highly recommend him

Shannon Jones

I was looking to renew my mortgage and my previous lender was less than willing to do anything to keep my business. So I started to look for another brokerage to do business with and Certified Mortgage Broker stood out purely based on my interactions with Massoud. Massoud was professional and clearly had a keen sense of customer service; which I make a high priority when doing business with anyone since I'm in the customer service business myself. Peter rolled out the red carpet for me, walked me through my options, inquired about my plans with my current property, give me opinions and facts about rentals in the area, sales/purchases. In some respects he gave me more information about real estate than my real estate agent has!

Glen Plummer

Selling and buying a home is a stressful experience and Leon with CMB in North York took all of the stress out of arranging the financing. He was very professional and clear about what I needed to provide to him. He used this information to arrange the best mortgage option on our new home, arranged the bridge loan to cover the closing period differential, and arranged closing out the mortgage with the previous lender.. Our experience with Leon is far better than the local in-person brokers that we contacted previously and Leon has helped us with a mortgage renewal in the past with the same excellent experience.

Colleen Power

Leon returned my called from a missed call within 15 minutes of my call and I left no message. Leon and his team were fantastic. Even with the money issues we had Leon made me feel important and valued as a person.

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