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Mortgage Porting Toronto

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Mortgage Porting in Toronto

Not All The Lenders Allow Mortgage Porting

Sometimes homeowners decide that they want to move to a new property before their mortgage on the current home is over. This is a common occurrence among many people and it is possible to transfer a mortgage. The solution is called porting. When you port your mortgage you transfer it from one property to another. Certified Mortgage Brokers will make your transfer quick and worry free.

We Will Guide You Through It

After you have sold your current home and purchased a new one, you can begin the process of mortgage porting. Not all lenders allow mortgage porting that is why it is important to contact a reliable professional at CMB to assist you with the task. We have an extensive contact list of lenders that will be willing to accept mortgage porting. We will inform you of all of your possible options and guide you throughout the way.

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Things to Consider When You Do Mortgage Porting in Toronto

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Before you make the decision to port it is a good idea to consider the current interest rates on the market. If your secured interest rate is low and unavailable on the market then it is advantageous for you to port your mortgage. However if your mortgage rate is higher than the current mortgage rates on the market, it is likely not a good idea to port your mortgage.

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In the latter case, you would have to consider which option will be more cost effective- porting despite the rate not being in your advantage or paying a fee to break your mortgage contract before the due date. Our experts can help you figure out which option is best. In many cases, porting your mortgage can end up saving you thousands of dollars. To find out if porting is right for you, contact us and we will discuss all the features and options that best suit you.

Google Reviews

Certified Mortgage Brokers
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Afton Jaskolski
2020-12-30

Getting a private mortgage was not easy to be honest, but at least with Mr. Leon it was doable. Thank you for your help!

Davin Mills
2020-12-26

There are a lot of mortgage brokers in toronto to choose from, I was a bit intimidated by that. Don't regret I picked CMB, they took the lead and made sure to cover all the bases

Tracy Wilhoite
2020-11-21

I was renting an apartment for a long time and finally decided to take a big step - get a mortgage instead. Team at certified Mortgage Brokers laid out various options for me. The actual process went smooth and quick, happy with my new home.

Ryder Turcotte
2020-11-16

My wife and I decided to refinance our mortgage and started looking for a mortgage broker in Toronto. There were so many options, so you can imagine how overwhelmed we got! After talking to Leon we decided to proceed with Certified, didn't regret that decision once. They always gave useful recommendations, were attentive, and constantly in touch. And most importantly (for us) they helped us to save some money!!

Lucy Zimmerman
2020-11-11

Vita was great. Helped my son with all the paperwork and got him very good interest rate. On the closing date called to follow up if everything went fine. Quite a pleasant experience. I would recommend this firm for anyone who is looking a mortgage broker.

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