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The Best Mortgages From Aurora’s Experts!

…an Aurora-based brokerage with a decade of experience under its belt.

Your Only Stop For Residential

Everyone needs somewhere to live, so when you are buying your home, call us. We get you the absolute lowest price of any broker when it comes to residential mortgages in Aurora. We ensure the best services than any other mortgage broker in Aurora. Part of what makes us the best is not only our determination at getting you the best rates, but how fast we get the job done. Who wants to wait forever for the closing to finish so life can begin?That is why we’re here, to save you from long waits and other headaches. Call us now and let us take care of you and your needs.

Fastest Business Mortgages Anywhere

If you live in or just recently moved to Aurora, you know about the beauty and the rapid growth happening there. Residence or business, you will need our services, because we’re the #1 mortgage broker in Aurora. Aurora is growing fast, faster than any other Toronto area. This means business is growing fast. It takes a phone call to us to get it all started. If you’re starting a new business or taking over another building, our commercial mortgage specialists will get all the muck out of the way quickly. We work very fast as we understand your need to get your business running as soon as possible.

Our Aurora Based Mortgage Brokers Offer The Following Services

First-Time Homebuyers

Toronto’s specialized advisors excel in aiding first-time homebuyers, guaranteeing ideal mortgage solutions and smooth navigation of incentives for a hassle-free purchasing journey.

Mortgage Refinancing

Customized mortgage refinancing solutions to suit your requirements. Enhance your home's equity for renovations, investments, or education while carefully analyzing rates, savings, terms, and penalties. Strategically refinance with access to up to 90% equity.

Mortgage Renewals

Optimize your mortgage renewal! Seize the chance to secure improved terms, rates, terms, and lender options. Contact your mortgage broker three months ahead for tailored financial benefits.

Private Mortgage

In the convoluted Canadian mortgage market, private lenders take over when traditional options fail. Emphasizing property value over credit scores, they come to the rescue of borrowers with personalized, short-term mortgages

Second Mortgage

Utilizing your property’s equity, a second mortgage, commonly referred to as a home equity loan, offers significant funds but comes with higher costs and risks. It’s an excellent option for consolidating debts and investing, granting access to up to 90% of your equity.

Self Employed Mortgage

Over 15% of self-employed Canadians face obstacles in securing mortgages due to income verification demands. Proper management of expenses, credit, and savings is crucial for self-employed individuals pursuing mortgage options.

Construction Financing

Building your home dream requires both dedication and financial support, often with down payments ranging from 25% to 35%. Strategic planning, which includes setting aside 15% for contingency funds, can help minimize the risks associated with construction financing.


In the Canadian mortgage landscape, a HELOC provides flexible access to as much as 65% of your home equity, boasting low-interest rates. However, disciplined usage is essential to avoid overspending and ensure timely repayment.

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why us

Turkin Mortgage is Aurora’s best mortgage broker. We have the most professional and reliable mortgage brokers in the whole of Canada. We have the best mortgage rates that you won’t find elsewhere and always uphold superior customer service. Our expert mortgage brokers will guide you on all mortgage options available. We will consider your financial situation and provide the best mortgage deals. You can count on us irrespective of whether you seek a first or second mortgage, a mortgage refinance, or any other form of financing.

Our competent mortgage brokers will save you time and money. You don’t have to go through confusing mortgage terms on your own. With the guidance of our mortgage brokers, you will be able to make an ideal mortgage choice. We will negotiate with credit agencies, lenders, real estate agents, and lawyers on your behalf. As we negotiate, we will uphold your interests above everything else. With our great network of mortgage lenders, we will find you the best deal.

We do everything in our power to get our clients the best rates in Aurora
We will never fail to answer your phone call
We always have our client’s best financial interests in mind
We have the most competitive mortgage rates in Aurora
Call us: +1 866 921 8890

Questions? We’re here to help!

Turkin Mortgage Aurora

Frequently Asked Questions About Your Aurora Mortgage

  • What Is A Mortgage?

A mortgage is a loan used to purchase a property. The mortgage borrower and the mortgage provider enter a contract that outlines all the mortgage terms and conditions. The mortgage agreement outlines the loan amount, the applicable interest rate and the term of the loan. The property purchased by the borrower serves as the loan collateral.

The lender has the right to foreclose or dispose of the property if the borrower fails to pay as agreed. The borrower repays the loan through monthly installments. A portion of the loan installment offsets the principal while the other offsets the interest.

Mortgage Brokers Aurora Are Here To Save You Time And Money

Our mortgage specialists at Aurora are the best home mortgage brokers throughout Canada. We provide professional and reliable services to ensure you get the best mortgage deal. We believe in providing unmatched customer service, constantly giving our clients the most competitive mortgage rates that they won’t find elsewhere. Irrespective of your mortgage needs, our experts will get you the best deal. We start by analyzing your financial situation to determine the best mortgage. We’ve got you covered regardless of whether you want a first mortgage, second mortgage or a FAQ mortgage refinance.

Types Of Mortgage Which We Offer

Mortgage Refinancing

If you own a house in Aurora and you would like to borrow some money against your equity, Turkin Mortgage is only a phone call away. We offer quick mortgage refinancing services in Aurora. We will guide you through the paperwork. You don’t have to endure the long application process and processing on your own. With our certified mortgage brokers, the refinancing process is easy and straightforward. We will save you all the hassles of refinancing and negotiate good rates. You will have the refinance done fast and at an affordable rate.

Residential Mortgage

If you dream of owning a house in Aurora, you should contact us about the various residential mortgage options available. We promise to get you the most competitive mortgage rates in Ajax. We also promise fast and hassle-free mortgage processing. We can guarantee competitive mortgage rates given our vast network of mortgage lenders in Aurora. We can negotiate for lower rates than even the advertised rates. We will save you the hassle of moving from one lender to the other as you compare mortgage rates. We will get you the best rates hassle-free.

Private Mortgage

A private mortgage might be the ideal option for you if you can’t qualify for a mortgage from conventional lenders despite having property to use as collateral. Private mortgage lenders will overlook your poor credit history and mainly focus on the collateral. They will give you the opportunity that private lenders denied you. You should opt for a private mortgage if you want to invest in an unconventional property that traditional lenders may not support. The best thing is that we will get you the private mortgage within the shortest time possible. Our team of mortgage brokers will get you a fast yet affordable deal.

  • What Mortgage Repayment Choices Do I Have?

You can choose from two mortgage repayment options:

Open Mortgage Repayment Plan

Under this repayment plan, you can pay off the loan at any time during the loan term without incurring a penalty. An open mortgage has a shorter repayment period ranging between six months and one year of fixed rates and 3 to 5 years of variable rates. The open mortgage is more flexible but attracts higher interest rates.

A closed mortgage plan

Under the closed mortgage, you have no freedom to repay the loan as you please. Some closed mortgages may allow you to make lump-sum payments. However, a full loan repayment before the term will lead to penalties. Compared to an open mortgage, a closed mortgage has lower interest rates but lower flexibility.

  • What are the Benefits of a Prepared Mortgage?

Having your mortgage pre-approved is a simple and straightforward process that only takes several days. During the pre-approval, you present your financial information to the lender who will evaluate it, consider your credit rating and determine how much you qualify. You will also get a schedule of how you can repay the loan.

  • You will save time by only focusing on the properties you qualify for
  • You can budget well since you will know the necessary down payment and the applicable monthly repayment
  • The seller knows you have money available and will give your application preference
  • A pre-approval carries no obligation or cost; it remains valid for 60, 90, or 120 days
  • Should I Choose Fixed Or Variable Interest Rates?

Whether you go for a fixed or variable interest rate will depend on your appetite for risk and your preference.

Fixed Interest Rates

Most people in Canada prefer the fixed interest rate mortgages. The interest rate remains constant throughout the mortgage term. Fixed-rate mortgages have a higher interest rate than variable-rate mortgages. However, a buyer has the assurance that the rate won’t change, enabling them to budget effectively.

Variable Interest Rates

Variable rates fluctuate based on the prime rate. When measured over time, variable rates are affordable than fixed rates. However, they may not be an ideal option if you don’t like uncertainty.

  • How Much Do I Need For The Down Payments?

A down payment is a sum of money that you contribute upfront before obtaining a mortgage. The minimum down payment in Canada is 5%, but this will vary depending on the property’s price. You must purchase mortgage defaults insurance if your down payment is less than 20%. You can pay the insurance, known as CMHC, in lump sum or installments. This insurance shields the lender in case you default on the loan.

The amount you place as a down payment is deducted from your home’s price. The mortgage caters to the remaining price. The higher the down payment you place, the lower the monthly installments. You could save thousands of dollars in interest by making a larger down payment.

  • What Are Closing Costs?

You have to pay several costs while acquiring a property. You should between 2% to 4% of the property’s purchase price as the down payment. The typical closing costs are:

  • Appraisal costs
  • Land transfer tax
  • Home inspection
  • Property insurance
  • Legal fees
  • Adjustments
  • What Documents Will I Need?

  • A list outlining all your assets
  • All your liabilities
  • Bank account information
  • Building plans if you intend to build
  • Proof of your income
  • Lawyer’s details
  • MLS listings
  • Purchase agreement
  • A proof that you have placed the down payment
  • Terms That You Should Know When Closing A Mortgage

Amortization: the number of years it takes for you to pay off your mortgage loan in full.

Appraised Value: an approximate value of the property presented as security for the loan.

Assumption of Mortgage: the transfer of outstanding mortgage from the present owner to a buyer.

Blended payments: a repayment scheme where the amount of the principal and interest stays invariable.

Closed Mortgage: a type of mortgage where you cannot prepay, refinance, or renegotiate without paying prepayment penalty.

Completion Date: the date wherein all documentation is completed and payments made making the sale and purchase of a property final.

Compound Interest: interest charged on the principal as well as on the accrued interest.

Conventional Mortgage: is a loan that does not go beyond 80% of either the purchase price or the appraised value of the property.

Conveyance: refers to transferring the property title from the seller’s name to the buyer’s name.

Default: the inability to pay the installments specified by the terms of a mortgage.

Leasehold Mortgage: refers to mortgage that is secured on a property lease instead of on property ownership.

Mortgagee: refers to the person or institution lending the money.

Mortgagor: refers to the person or institution borrowing the money.

Offer to Purchase: refers to the legal document formalizing the offer of an explicit price for a particular real property.

Open Mortgage: a type of mortgage that allows prepayment in part or in full of the principal balance without exacting penalties.

Prepayment Option: refers to the opportunity to prepay specific sums of the principal balance. Penalty interest may or may not be charged.

Principal: refers to the balance of your mortgage that is still outstanding.

Term: refers to the period of time in which the mortgage agreement has legal effect. When the term expires, you may renew the contract for another term and renegotiate the rate.

Underwriting Fees: the payments that lenders collect to compensate for the expenses sustained in the lending transaction.

You Have Questions. We Are Here To Help!



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Henry Wright

Was looking for a mortgage broker in Toronto. Heard about Leon and his team from a co worker and decided to give them a call. after some time on the phone talking about mortgages and what would work best for me I was VERY impressed. They were polite and most importantly they knew what they were talking about. We then scheduled an appointment and I got my mortgage with a great rate. Definitely recommend.

Gina Carroll

Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.

Wilton Marble

A little while back my wife and I finally decided to stop renting and get a place of our own. After some searching we found a condo we both liked and that was in our price range. The next step was a mortgage, but honestly, neither of us knew too much of what we were getting into. We found Leon and his team after a quick search on google and have had a wonderful experience. Leon and his team of mortgage brokers are VERY knowledgable, polite, work fast and just all around very professional. They answered all our questions and we got a great rate.

Afton Jaskolski

Getting a private mortgage was not easy to be honest, but at least with Mr. Leon it was doable. Thank you for your help!

Wendy Langdon

Going through with this company was my best decision. These Burlington mortgage brokers are real professionals. They helped me to save thousands of dollars, I'm not sure I'd find such a good offer myself.

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