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Who Stands To Change The Industry


The Absolute Best Mortgage Brokers in Halifax!!

… a GTA based brokerage with a decade of experience under its belt.

Certified Mortgage Brokers Halifax – Where Best Rates Meet Customer Service!

Halifax is Eastern Canada’s busiest economic and urban area. The city’s economy is vibrant with its government offices and private companies. It is home to a growing, diverse population which with increasing home buying power. If you’re concerned about taking out a pricey mortgage in this highly urbanized area, there is nothing to worry about. Certified Mortgage Brokers in Halifax are dedicated to ensuring you, whether residential or commercial get the best deals. We have mortgage agents who can guide you through every step of your home buying process in relation to finances in Halifax.

Bringing Quality Services to the Table

Taking out a mortgage can be a tough decision to make. We’re here to help lighten your burden and confidently take out the most efficient mortgage for your needs.

We’ve partnered with several reputable lenders who can provide competitive rates for your next mortgage loan. Whether you have a good credit rating and debt serviceability or a mediocre one, we can find financing for you.

Trustworthy and Respected Mortgage Brokers in Halifax

Our company is a major player in the residential and commercial mortgage field in Halifax, as well as in other cities in Canada. We offer various mortgage services to cater to your specific needs. Whether you’re in the market for a new home, a new investment building, or to consolidate previous debts through refinancing, we’ve got you covered.

We have served several satisfied clients over the past ten years and will continue to do so for years to come. Our decade-long experience makes us one of the most experienced mortgage brokers in Halifax.

Your Mortgage Is Our Responsibility

Our job is to inform you as a customer regarding possible options, conditions, pros and cons of each mortgage product. We ensure that we do unbiased transactions with these lenders in order to give you quality services all throughout the mortgage process. Not only do we find you the best rates in Halifax, we also guide you throughout the entire process of home buying or investment buying. We advise you on property appraisals, lenders, amortization schedules, cheaper rates, savings, and other aspects of the mortgage process.

We provide services for residential mortgages, commercial mortgages, debt consolidation, private mortgage, second mortgages, any many more.

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Questions? We’re here to help!


Fund a TD Mortgage and You Can Get up to $2500 with a Purchase!

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Understanding Mortgage Basics

Knowing a Bit More About Mortgages and Rates

As a borrower, it is essential that you know basic concepts about how mortgages work. Mortgage is defined as a loan granted to a person or to business entities for them to purchase pieces of real estate property. It’s essentially a secured loan wherein the collateral is the property being bought itself. Mortgages come in several interest rates. They depend on the nature of the mortgage, where it shall be used, and is usually determined by the lenders. Mortgages can either come in fixed interest rates which remain the same throughout the amortization schedule, or in fluctuating rates wherein the interest rate differs depending on the industry market.

What You Need To Know

We Will Find The Solution

Paying off the mortgage in full as determined in the amortization schedule grants you the right to become the owner of the property. However, defaulting on the mortgage allows the lender to foreclose and sell your property to others.

You can live your life to the fullest in Halifax. We would be glad to discuss your needs and come up with a suitable solution for your home, business, and refinancing needs. Call Us at +1 866-921-8890 to find out more!


Certified Mortgage Brokers
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Sean Hammond

I had to port a mortgage to a new condo, Leon had excellent knowledge to get me through the approval process. When the bank made an error, Leon was quick to contact them to make sure everything was done right and on time. He is very professional and courteous and I recommend his service to anyone who wishes to apply for a mortgage.

Ronald McDonald

Giving them 5/5 stars. Massoud helped me with my mortgage and he never missed a beat. He made the process very straightforward as a first time home buyer. Shopped around for other mortgages but he was always the first to get things for me. Highly recommend him

Shannon Jones

I was looking to renew my mortgage and my previous lender was less than willing to do anything to keep my business. So I started to look for another brokerage to do business with and Certified Mortgage Broker stood out purely based on my interactions with Massoud. Massoud was professional and clearly had a keen sense of customer service; which I make a high priority when doing business with anyone since I'm in the customer service business myself. Peter rolled out the red carpet for me, walked me through my options, inquired about my plans with my current property, give me opinions and facts about rentals in the area, sales/purchases. In some respects he gave me more information about real estate than my real estate agent has!

Glen Plummer

Selling and buying a home is a stressful experience and Leon with CMB in North York took all of the stress out of arranging the financing. He was very professional and clear about what I needed to provide to him. He used this information to arrange the best mortgage option on our new home, arranged the bridge loan to cover the closing period differential, and arranged closing out the mortgage with the previous lender.. Our experience with Leon is far better than the local in-person brokers that we contacted previously and Leon has helped us with a mortgage renewal in the past with the same excellent experience.

Colleen Power

Leon returned my called from a missed call within 15 minutes of my call and I left no message. Leon and his team were fantastic. Even with the money issues we had Leon made me feel important and valued as a person.

Halifax Mortgage Frequently Asked Questions!

What is a Mortgage Term?

The loan that you make to buy a house or some other property is called a mortgage. The principal refers to the amount borrowed. Each mortgage payment pays off part of the principal plus the interest.

You have custody over the property. However, if you fail to pay the loan and interest according to the terms of the contract, the lender may repossess the property.

What is a Down Payment?

A down payment refers to the money you pay for real estate property. This money is paid upfront and the rest of the cost of your new home is covered by your mortgage. For properties that cost up to $500,000, the minimum down payment in Canada is 5% – however, do take note that your lender may sometimes require a higher down payment.

But what if the cost of the property is more than $500,000? If that is the case then the interest is 5% for the first $500,000 and then 10% for the remainder of the cost.

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