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Can I Add Someone to My Mortgage Loan After Closing?
Posted October 20, 2023
Several factors can trigger the decision to transfer a mortgage or add someone to a mortgage. The most common reasons include major life events like marriage or a change in financial capacity. Most people wish to add their spouses to the mortgage, and others may want to share the property costs with siblings, children, or...
Can You Be Denied for Mortgage Renewal?
Posted February 22, 2023
It’s the end of the mortgage term – what happens? In Canada, renewing your mortgage once it reaches its terms, regardless of whether you’ve paid it up or not, is a standard procedure. However, this shouldn’t be taken lightly because mortgage renewal isn’t guaranteed. When applying for a mortgage, you’ll sign a contract that sets...
How to Get a Mortgage for a Rental Property in Ontario
Posted February 03, 2023
A rental property creates an extra income stream for investors. Buying rental properties requires significant funding that may not be within your reach. Fortunately, prospective property owners can access a rental property mortgage to acquire a rental property in Ontario. Qualifying for a mortgage on a rental property is typically hard, thanks to the stringent...
The Importance of CRA Account
Posted July 31, 2021
Firstly, what is a CRA account? Let Turkin Mortgage walk you through. Canada Revenue Agency account is an essential aspect for every Canadian resident and citizen who has to file returns. The agency uses the platform to administer tax-related policies, bring relevant programs and tax credits to the users regardless of the territories and provinces....
Pros and Cons of Credit Cards
Posted July 29, 2021
Getting a credit card that suits your spending preferences is becoming easier in Canada with each passing day. However, failure to manage it properly can result in a huge financial mess that may end up changing your lifestyle forever. That is why you should compare the pros and cons of credit cards before using them....
What Is the Penalty For Breaking Mortgage Early
Posted July 27, 2021
Most people are struggling with the question of what is the penalty for breaking a mortgage in Toronto or Canada? The competitive mortgage products are making this decision difficult. Before deciding, consider whether breaking your contract will help you save money or bring you several costly penalties. Differentiating the amortization and mortgage term when you...
The CERB Benefit is Over – What’s Next?
Posted July 25, 2021
What to do after CERB ends? If you find yourself asking this question, you are not alone. Many Canadian have been left in confusion and uncertainties after the announcement of the CERB end date. However, jobless residents can still get financial aid from the federal government to push through the preceding phases of the pandemic...
What is a Subprime Mortgage, and Can You Get It?
Posted July 23, 2021
What is a subprime mortgage? This is one of the commonly asked questions among potential homeowners. Usually, when an individual has a low credit score, accessing loans and mortgages becomes very difficult. Qualifying for conventional mortgages in Toronto or Canada in general also becomes impossible, and that is where subprime mortgage loans come in. A...