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The Lender’s Equations: How Much Mortgage Will You Qualify for?
Posted March 06, 2017
Posted March 06, 2017
As a Canadian homeowner, it’s relieving to know that you can make a sound decision on matters concerning homeownership, and that you can do so in a sensible, relaxed and reliable manner. Getting a mortgage, after all, is not a walk in the part. It requires preparation and a responsible mindset, because once you get...
Why Is It Harder For Me to Get a Mortgage?
Posted March 02, 2017
Posted March 02, 2017
Stricter mortgage regulations imposed by the government could make it harder for you to get a mortgage. Under the new rules, banks are required to increase the amount of capital they are holding to back mortgages that are presently in the market. What this means for homebuyers is that it could become harder to be...
Mortgage Penalties: What Are They And How To Deal With Them?
Posted February 18, 2017
Posted February 18, 2017
Mortgage rates can sometimes be deceiving. Big banks lure you in and before you know it, you’re caught in the trap. There is no need for you to pay the posted rate the next time you apply for mortgage. Everyone’s free of that responsibility these days. What is a cause for concern, however, is that...
How To Determine If You Can Afford To Buy A Home
Posted February 17, 2017
Posted February 17, 2017
Tighter mortgage rules make it more imperative than ever that homebuyers determine just how much they can afford before applying for a home loan. The new regulations are expected to affect the amount that borrowers can qualify for, as well as the interest rates they will be charged. The real estate market is expected to...
Useful Tips How To Repay Your Debts Faster
Posted February 16, 2017
Posted February 16, 2017
If you have a lot of debt such as mortgage and credit cards, you have to start taking steps to repay it. Don’t think that you can continue just paying off the minimum. You might not ever be able to pay off your debts faster, and you are simply making the banks richer by paying...
The Ideal Mortgage Qualifying Candidate
Posted February 13, 2017
Posted February 13, 2017
What A Perfect Mortgage Candidate Looks Like According To Lenders? Different banks and lending institutions have different guidelines when it comes to approving a mortgage. When applying for a mortgage, lenders often look for certain qualifications in order determine that the borrower will be able to make the monthly amortization. Here are some of the...
Avoid These Things To Ensure The Approval Of Your Mortgage
Posted February 13, 2017
Posted February 13, 2017
Applying for a mortgage is one of the most common ways to fund your future home. But getting one isn’t always easy. If you want to ensure that your mortgage loan gets approved without any problems, you should avoid doing any of the following: Changing Jobs Changing jobs a few weeks before you have to...
How To Get Out Of A Mortgage Without Losing Your Mind
Posted February 13, 2017
Posted February 13, 2017
A mortgage agreement is a binding contract between you, the real estate handling your property, partners who have signed the contract with you, and the lending institution that lent you your money. As with most contracts, it isn’t always easy to break it or get out of mortgage without just cause. To help you get...
Why It Is Better To Pay A Large Down Payment
Posted February 12, 2017
Posted February 12, 2017
One of the most common advertisements that you can see in real estate when looking to buy a new house is the ‘Low Down Payment’. Many realtors would post this on their ad to entice people to buy the property. People get tempted by the idea that they do not have to put out a...
