Buying a home can be stressful, especially if you are doing it for the first time. When you have an expert to guide you, you can go through the home buying process more smoothly. With all the excitement of buying a new home, you will probably wake up thinking, “this could be the day when I get my ideal house!” However, many young people fear making this big investment because obtaining a mortgage is an equally significant and confusing step. The aim of Certified Mortgage Brokers is to make the process easier by helping you understand different mortgage options. We have a vast network of agents and real estate lawyers to help you get the best deals. The certified Vaughan mortgage brokers will:
- Help you understand the mortgage process from the beginning to the end
- Guide you on the ideal mortgage size and how much you can afford to pay
- Shop around to get you the best mortgage deal
- Acquire a pre-approved mortgage to ensure you have an advantage over other investors who might be interested in the same property but are yet to get an approval
- Help you access the Home Buyer’s Plan that allows you to draw up to $25,000 from your Registered Retirement Savings Plan
- Advise you on other incentives like Land Transfer Tax and First Time Home Buyer’s Tax Credit. This will enable you to grab every incentive you can access as a first-time homebuyer
- Help you understand different mortgage terms and conditions to ensure you make the right choice
- Determine the closing costs to ensure that you understand all the costs upfront
- With a certified mortgage brokers Vaughan, the process of buying your first home doesn’t have to be stressful.>