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Local, Toronto Mortgage Brokers With Offices In Ottawa And Hamilton!

…We Will Do Our Best to Close on Time, Headache Free, with Best Possible Rate.

Why us
Why us
Our Mission
Your Trusted Mortgage Broker
We Will Go Over and Above to Get You The Best Mortgage in Toronto Without Stress!
Get You Rates Others Will Not!
Have Your Financial Interests In Mind!
We Will Answer Your Phone Calls!
We're Canada's #1 Mortgage Broker Two Years in a Row - 2017 & 2018
Call us: +1 866 921 8890

Questions? We’re here to help!

Our Toronto Based Mortgage Brokers Offer the Following Services

First Time Home Buyer
First Time Home Buyer
Mortgage Refinancing
We Offer Best Mortgage Renewal Rates
Best Private Mortgage Rates From Variety Of Lenders – You Have Options
Get A Second Mortgage To Pay Of Debt Or Purchase Another House
We Offer Self Employed Mortgage Program At The Best Rates
We Offer Construction Financing In Ontario For Both Contractors And Home Owners
Heloc - Home Equity Line Of Credit At The Best Rates

Toronto Mortgage Brokers For First Time Home Buyers

Tired of Renting? Time to strike out on your own? For many people buying their first home is one of the biggest investments they’ll ever make. The mortgage, no doubt, the single biggest debt. Little wonder many young people fear to take the big step. Certified Mortgage Brokers aim to make it easier for you to make these big decisions by helping you to understand the various options available to you. We have access to agents and real estate lawyer in North York across Toronto to get to you the best deals.

Your certified mortgage broker will

  • Explain the mortgage process to you from start to finish
  • Determine how much you can afford and the size of the mortgage for which you will qualify
  • Get you the best mortgage deal by shopping around
  • Get a pre-approved mortgage which will ensure that you have the edge on someone else that may want the same property but still requires approval
  • Access the Home Buyer’s Plan which allows you to draw up to $25000 from your Registered Retirement Savings Plan
  • Discuss other incentives such as the Land Transfer Tax and First Time Home Buyer’s Tax Credit, so that you can take advantage of every incentive available to you as a first-time buyer.
  • Explain the mortgage terms and conditions so that you can settle on the best option for your budget and lifestyle
  • Estimate the closing costs so that you have a full understanding of the costs up front.

We’ll help you to make informed decisions so that you can enjoy the process of buying your first home without the stress.


Our Mission Is To Revolutionize The Mortgage Industry

…by providing award winning customer service to each and every single client.


Our specialists are Toronto’s best home mortgage brokers and reliable professionals in all of Canada. We provide superior service to our clients and offer competitive mortgage rates that you won’t be able to find anywhere else.


Our experts will consult you on the best options with regards to all of your needs. By analyzing your financial situation we provide unique solutions and suitable rates whether you are looking to get a first mortgage, second mortgage, renewals and refinancing, construction financing, secured lines or anything else.


The expertise and knowledge of our brokers will save you time by eliminating the need to go through confusing information and complex terms by yourself. With our guidance you will have more quality options and will be able to make the smartest decision that suits your needs.


We put the interests of your clients above all else when negotiating and managing processes with real estate agents, credit agencies, lenders, lawyers and everyone in between to guarantee your satisfaction. In addition, we’ve built an extensive network of relationships in the business which enables us to find the best terms on your behalf.


Get Up to $2,500 Cash Back When You Close With Us!

To learn more
Contact Us
Call us: +1 866 921 8890

Fund a TD Mortgage and You Can Get up to $2500 with a Purchase!

You have questions. We are here to help!


Google Reviews

Certified Mortgage Brokers
powered by
Afton Jaskolski

Getting a private mortgage was not easy to be honest, but at least with Mr. Leon it was doable. Thank you for your help!

Davin Mills

There are a lot of mortgage brokers in toronto to choose from, I was a bit intimidated by that. Don't regret I picked CMB, they took the lead and made sure to cover all the bases

Tracy Wilhoite

I was renting an apartment for a long time and finally decided to take a big step - get a mortgage instead. Team at certified Mortgage Brokers laid out various options for me. The actual process went smooth and quick, happy with my new home.

Ryder Turcotte

My wife and I decided to refinance our mortgage and started looking for a mortgage broker in Toronto. There were so many options, so you can imagine how overwhelmed we got! After talking to Leon we decided to proceed with Certified, didn't regret that decision once. They always gave useful recommendations, were attentive, and constantly in touch. And most importantly (for us) they helped us to save some money!!

Lucy Zimmerman

Vita was great. Helped my son with all the paperwork and got him very good interest rate. On the closing date called to follow up if everything went fine. Quite a pleasant experience. I would recommend this firm for anyone who is looking a mortgage broker.

The Basics of Mortgage

All you need to know about mortgages in Toronto and North York.

History attests to the fact that homeownership is a pretty good investment. But sometimes, it can be a money-losing project. You know the housing crash? You don’t want to experience what the victims did. Know the basics about mortgage and how you can make sure it will be a win-win deal for your family.

Definition of Mortgage

Mortgage is a financial transaction wherein a debtor charges his real or personal property to a creditor as a security for a debt. This transaction is most common in property purchases. The property is returned to the debtor on the condition that he/she pays the debt within a given period of time.

In more simple terms, a mortgage is a loan that one takes to finance the purchase of a home. It can be the biggest debt one will incur in his lifetime. Since most mortgages are paid full in 15 – 30 years of monthly payments, it pays to get a clear understanding of how a mortgage works.

Down Payment
Interest Rates
What to Choose? Fixed or Variable Rate?
Amortization and Mortgage Term
Payment Options
Mortgage Cost in Toronto: A Case Study
Home Buyers Plan
Home Refinancing Specialists Available!

The Mortgage Brokers Blog

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